Credit Card: What are the ways to avoid paying one credit

A credit card is a financial tool that allows users to borrow funds, contrasted with a debit card which directly deducts funds from a linked bank account. Credit cards influence a user’s credit score, which determines their borrowing capacity. They usually come with fees, such as annual fees and late payment fees, but these can be avoided with responsible use. The content also emphasizes the importance of understanding these aspects before obtaining a credit card.

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