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How to Qualify for GTB Loan. Here are Eligibility Requirements for GTBank Quick Credit

GTbank Loans and how to qualify

GTBank is one the financial institutions in Nigeria that’s offering wide range of Loan opportunities that suit personal and business needs. However, you might get confused in the process of choosing the right Loan for your your financial needs.

Due to this, I’ve compiled this explored article to list all the GTB Loans available, how to get qualified, and requirements for each GTbank Loans. But before I dive into that, allow me to review the GTB Loans to you in general.

Taking a loan from a financial institution can come in handy when you need to take care of some financial problems. Do you want to build that house, buy a new car, start or expand on a business, or launch a project that’s dear to your heart? 

Most of these things need a startup capital, and through Loans you can get all of that and you pay overtime, with interest. GTBank has made its Loan categories quite accessible and instant for all customers who are qualify and eligible.

Most of the GTBank Loan types are offered instantly, and without collateral or paper work. Their interest rates are competitive. These Loans are available for salary earners, individuals, businesses, and organizations. 

The minimum loan you can take is ₦5,000 while the maximum loan is ₦10,000,000 depending on Loan type and features. You can pay back the Quick Credit anywhere from between 6 and 12 months.

Now, in this article, we’ll take you through most of what you should know about the GTB Loans, how to be qualify, its eligibility requirements, how to borrow money from GTBank, and a few other information.

Now, let’s start digging down the rabbit hole, shall we?

GTBank Loans, How to Qualify, Eligibility, and How to Apply

Here’s the list of Loans the GTBank offers and their features;

  1. GTBank Quick Credit Loan
  2. GTB Salary Advance
  3. GTB Student Loan (GTB School Fees Advance)
  4. GTBank Max Advance
  5. GTB Max Plus Loan
  6. GTBank Mortgage
  7. Computer Acquisition Scheme
  8. GTBank Premium Advance
  9. GTBank Travel Advance
  10. GTB Vehicle Insurance Premium Financing

GTBank Quick Credit Loan

The Quick Credit loan is an instant, non-collateral loan GTBank customers can apply for. The interest rate is 1.5% monthly. It’s available for both salary earners and non-salary earners. The minimum loan you can take is ₦5,000 while the maximum loan is ₦5,000,000. You can pay back the Quick Credit anywhere from between 6 and 12 months.

How to Qualify for GTB Quick Credit Loan

To qualify for Quick credit loan, there are some certain criteria and eligibility requirements you must meet before you get approval for the GTB loan. Most of it all is maintaining a minimum monthly lodgement of N20,000 or earning a minimum salary of N10,000 per month.

More so, applicants must be at-least 18 years, not having any history of dud cheques, having satisfactory credit reports, and not having any unpaid or outstanding loans. Once all the things has been put into order, you’re now qualify to apply for GTBank Quick Credit Loan.

How to Apply

Follow the step-by-steps process to apply-for or borrow Quick Credit Loan from your GTWorld Mobile Banking App.

  • Login to your GTWorld app with your banking credentials
  • In your dashboard, tap on “Apply for Loans”
  • From the list of Loan options, select “Quick Credit”
  • On the next page, you’ll be shown if you’re qualify to get the loan
  • If you’re eligible, then continue by following the onscreen prompts to get Quick Credit Loan.

Alternatively, you can get GTB Quick Credit Loan via USSD Code. Here’s how to apply via USSD code.

  • Dial *737*51*51# on your registered GTB mobile number
  • Next, you’ll be shown if you’re eligible or not.
  • If you’re qualifies, then follow the prompts to get the Quick Credit Loan via GTB USSD code.

2 thoughts on “How to Qualify for GTB Loan. Here are Eligibility Requirements for GTBank Quick Credit

  1. Petition against Hela Cash loan app for Fraudulent Practices.

    I saw an advert for online loan with Hela Cash app with the following conditions interest rate of 0.09% and repayment term of 180 days without hidden charges and I applied for a loan of #100, 000 to solve immediate financial challenge.

    Surprisingly, the app approved a loan of #12, 100 for me without an option to reject since the said amount will not help me in any way.

    Some minutes later I got a credit alert of #9, 075 into my account GTBank 0049925503 which is less by #3, 025 (25% of the loan) followed up by a message that my account had been credited with the loan sum and that I am expected to pay back in 7 days the loan amount of #12, 100 + additional #847 loan interest making a total of #12, 947 within 7 days.

    Invariably, the above transaction is a scam and does not follow due process of financial procedure of the government and the transaction in itself is a big fraud.

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